Disclaimer

The information provided on this blog is provided for informational purposes only and should not be used as a substitute for professional advice.  While all information on this blog is gathered from sources that I deem to be reliable, I cannot guarantee the completeness and/or accuracy of such information and, therefore such information is provided without any warranties, expressed or implied, regarding the accuracy, completeness, timeliness, or results obtained from any information posted on this blog or any third party web site linked to this blog.  The publication of this blog on the Internet should not be construed by any consumer and/or prospective client as solicitation to effect, or attempt to effect transactions in marketing and/or advertising, or the rendering of personalized advice for compensation, over the Internet.  Furthermore, the information resulting from the use of tools or other information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice.  The appropriate professional advisors should be consulted before implementing any ideas presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material. 


All views expressed here are mine alone, and not the views of my employer.